See climate exposure across the insured portfolio.
Geographic exposures and climate hazards can be difficult to review together. Climate Ltd connects insured-asset information with hazard scenarios and portfolio concentration reviews for underwriting and risk management.
What makes this sector hard
Hazard exposure accumulates across geography in ways individual policies do not show.
Underwriting and risk teams use different hazard views and scenarios.
Insurance-associated emissions and resilience incentives are gaining attention.
The agents that matter for insurance
Physical Risk
Assess flood, heat, wildfire and cyclone exposure at insured-asset level.
Entity Risk Aggregation
Aggregate exposure to see concentration across portfolios and regions.
Adaptation
Evaluate resilience measures that could change an asset’s risk profile.
PCAF (insurance-associated)
Support insurance-associated emissions workflows within the confirmed PCAF scope.
Clearer underwriting and risk-management insight.
Start with the decision
- Where does hazard exposure accumulate across the insured portfolio?
- How could scenarios change concentration?
- Which resilience measures could change risk?
- What can we evidence on insurance-associated emissions?
One problem, one invitation
Outputs inform expert underwriting judgement and do not replace actuarial or regulatory models. Hazard exposure is not the same as loss.
Screens used in this workflow
Physical Risk
Entity Risk Aggregation
Adaptation
Explore neighbouring sectors
Bring one insurance question. We will show the workflow.
Start with an emissions inventory, a physical-risk assessment, a PCAF portfolio, a TNFD scope, a water-risk question, a disclosure programme or a client advisory workflow.
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